Exchequer Risk Management
No.3 Siskin Drive, Coventry, CV3 4FJ
Opening Hours: 8:30am - 05:30pm

Structural Warranties

Our structural warranties can cover you for the full or partial rebuild of a property that may have any structural issues or defects.


Structural warranties

This insurance policy we offer provides cover for structural defects or damages or the costs incurred for repair work within a building following its completion or sale.


Building cover

We can cover you against the full or partial rebuild of a property and its costs of repair, whether that be due to the design, building work or materials used in the project.


Long-term protection

Our structural warranties can provide guaranteed long-term protection, with fixed cover that usually lasts around 10 years or more depending on your needs.

What is a structural defect?

A structural defect is a fault in a new building regarding its physical structure, that may be caused by (but not limited to):

  • Design failures
  • Low-quality materials
  • Structural cracks
  • Poor workmanship
  • Problems with foundations build
  • Wall and roofing issues

It is important to note that structural defects may only occur several months or even years after the building completion date. This is why structural warranties are taken for a period of 10-12 years after its completion date.
At Exchequer Risk Management we can ensure you are covered for such precautions and likelihoods, so that ultimately could save you money in the long run.

What is a structural defect?

This type of insurance is of course intended as a precautionary policy, however it is important to note the reasons why our structural warranties insurance will benefit you:

Safeguard your property

Structural warranties can safeguard the process of selling your property easier and ensures that your building is still worth what it is after construction work is completed.

Patent structural defects are not only commonplace, but repairing/replacing them can be incredibly costly. Therefore, it is important you take out protection should you incur any costs which could hinder the sale or use of your building/project.

Some structural defects can go undetected for years after a building/construction project is completed. Hence it is better to be insured as a preventative measure so that you are prepared for such occurrences arising.

If structural defects are insured, it allows for trust and professionalism regarding your property/build should someone wish to purchase it, as they wont have to worry about being liable as the property is covered for any faults/defects.

For more information, talk to our team of Experts

What We Offer

Other Commercial Insurance Services

Professional Indemnity Insurance protects your business over claims brought against you by a client.
covers any undetected damages found within a property before its completion.
Combined Liability provides protection for businesses against liability risks.
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