Exchequer Risk Management
No.3 Siskin Drive, Coventry, CV3 4FJ
Opening Hours: 8:30am - 05:30pm

Package Insurance

Our package insurance can safeguard your shops, retail/salon business as well as pubs, hotels and guest houses.


Protect your business

Our package insurance can safeguard your shops and businesses, ranging from: retail shops, salons, pubs, hotels and guest houses.


Bespoke cover

We can offer the cover you need that is tailored to suit your specific needs for we understand that when it comes to the hospitality industry, every business is unique.


Support and advice

We can offer specialist support and advice regarding risks that can affect your business in order to provide the exact cover that can benefit you.

Package Insurance (Shop, Retail and Salons Insurance)

Our Package insurance is designed to meet the demands and needs of shops, retail businesses, salon owners as well as pubs, hotels and guest houses.

Dependant on what your shop, retail or salon may require, our insurance packages can provide personalized cover for numerous potential risks which include:

  • Lability
  • Buildings
  • Stock
  • Loss of income
  • Additional Cover

The advantages of having package insurance

Having an insurance policy tailored to your Shop, Retail or Salon ensures protection against any future risks you may potentially face.
Here are some examples of what this insurance package will provide cover against:

  • Package insurance provides cover for loss of income due to unforeseen events such as business interruption, ensuring that your business remains financially stable during periods of downtime.
  • With package insurance, your business's stock and contents are safeguarded against risks such as theft, fire, or damage, minimising potential financial losses and enabling you to focus on running your business without disruptions.
  • Package insurance includes cover for buildings, offering protection for your property against damage from perils such as fire, vandalism, or natural disasters. This ensures that your business premises are adequately protected, providing you with peace of mind and financial security.
icon Pubs and Restaurant Insurance

Our Pub and Restaurant insurance (also known as public house insurance) is available to protect all sorts of licensed establishments from any potential risks.

Establishments that benefit from pub and restaurant cover

Our insurance policy may come under Pubs and Restaurants, but on the contrary it doesn’t just cover these two types of businesses.
This type of insurance can also be available for but not limited to:

  • Restaurants
  • Pubs
  • Bars
  •  Late-night venues
  • Nightclubs
  •  Function and event venues
  •  Anywhere that requires an alcohol license

If you feel your business/establishment is in need of this type of insurance policy, do not hesitate to contact us for any queries you may have.

For more information, talk to our team of Experts

Types of cover Pubs and Restaurant insurance we can offer

  •  Public and Product liability
  •  Employers’ liability
  •  Loss of license
  • Accidents
  •  Building Cover
  •  Content and stock cover
  • Theft
  • Assault
  •  Property Damage

Benefits of having Pubs and Restaurants insurance cover

Having insurance coverage for a pub or restaurant is essential considering how many potential risks are involved, since these establishments tend to be fast-paced environments that require focus in regards to health and safety.
By investing in our insurance policy, you will ultimately be protected:

  • Should someone become injured or your property is damaged, our insurance package can safeguard you and your business from any losses incurred.
  • If your bar or pub has to close for any reason (common examples include fire or flooding), this insurance policy will cover you for any loss of income

Types of Shops Covered

We can guarantee bespoke cover for a diverse range of Shops, Salons and Retail premises which include but are not limited to:

  • High street premises
  • Shop units
  • Hair Salons
  • Pharmacies
  • Opticians
  • Retail parks

If you are SME who owns a shop retail or salon or a similar premise feel free to contact us for more information and our team will be more than happy to assist you.

Hotel, Guesthouse and Bed & Breakfast (B&Bs) Insurance

You can protect your home and business, as well as the people who stay with you, by investing in our insurance package that cover hotels, guesthouses and bed & breakfasts. Every hotel, guesthouse and B&B is unique as there are various types that hold different capacities. Therefore this package can be customised to cover the needs and requirements that is best for your establishment.

What Hotel, Guesthouse and B&B insurance can cover:

  • Public and Product liability
  • Employers liability
  • Property Damage
  • Content Cover
  • Building Cover
  • Key loss
  • Loss of income

The Advantages of having Hotel, Guesthouse and B&B insurance

Hotels and guest houses can often become demanding environments, especially with people coming and going, kitchen equipment, as well as health and safety standards.
Therefore, by insuring your Hotel, Guest House or B&B, we can guarantee that you are protected from any potential issues that may affect your business. This includes:

  • Property damage to your hotel, guesthouse or B&B, whether it be due to events such as a fire or flooding.
  • Insuring business money and/or damage to personal belongings as a result of money theft or attempted theft in your hotel, guesthouse or B&B.
  • Liability cover, which will protect both you and them in the event of any claims made against you (e.g. due to accidents or injuries).
  • Content cover, since many contents are prone to damage within your established, whether it be TVs, beds, furnished content etc.
What We Offer

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